SMALL DOLLARS CAN NOW BUY A BIG HOUSE!!!!
It's a BUYER'S MARKET!! This site has been recently optimized to help those folks who are FIRST TIME BUYERS looking for THE BEST DEAL on a home and a loan ANYWHERE IN CALIFORNIA. Click Here for a FREE REPORT on the 7 MISTAKES MOST FIRST TIME BUYERS MAKE, so you know what NOT to do before it's too late!!
This site is also set up to help those of you who are looking to invest in second homes or in rentals now that the market is back down to reasonable levels. Click here for a FREE REPORT on the 7 MISTAKES MOST INVESTORS MAKE when making offers on FORECLOSURE LISTINGS.
Are you a first time buyer who has been told that down payment assistance programs no longer exist?? Click here for information on a list of down payment assistance programs that are still available EVEN TODAY!!
Are you a first time buyer OR an investor who has been turned down due to a low FICO Score?? Click here for information on our ROAD TO HOME OWNERSHIP PROGRAM designed especially for YOU. Even if you recently short sold a home, you can still get back on the road to homeownership A LOT QUICKER than what you might think! Please note that we do not engage in credit repair, however, we do have a system that removes erroneous items from credit profiles legally.
Are you a Veteran who is curious about eligibility for a VA Loan? If so, you came to the right place! The VA loan is hands down the BEST loan program if you are concerned about minimum down and the lowest possible payment. Let's face it, if you have VA eligibility, YOU HAVE EARNED IT! If you have ANY questions about a VA Loan, please click here, as serving those who have served our Great Nation is a priority at Cal State Home Loans.
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We specialize in listening.When you decide to buy a home, build a home, or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you, because we actually listen to your goals and concerns.
Buying OR Building a new home can be a source of anxiety and frustration if you are dealing with a broker or lender who is inexperienced. Let our team of experienced professionals evaluate your needs and present several differrent options for you to consider. We are not here to sell you anything. We are here to provide the best possible lending solution for you.
Our cutting edge technology makes the process quicker and more cost effective for you. We are one of a handful of mortgage companies in the country who currently offer a truly paperless mortgage process if that is what you desire. We believe in high tech and high touch, meaning that we use technology when possible but never forget the importance of face to face and telephone communication with our clients.
If you are refinancing, our automated underwriting technology means less documentation and better rates. If you are shopping for a home, it means that you can have an underwriter signed approval in hand within 48 hours to make sure that your offer stands out from the rest.
Please navigate our website to learn more about us, what we do for you, and how easy it is to get started. Even if you are in escrow on a refinance or purchase currently, you can still call us for a free, no obligation, honest review of your present loan offer.
